The XRP Ledger upgrade hitting its May 27 deadline is a software compatibility test for the institutions and apps that sit on top of the chain. Validators, exchanges, non-fungible token (NFT, a unique ledger token used for collectibles or records) platforms, data providers and node operators need rippled version 3.1.3 to stay aligned once fixCleanup3_1_3 activates.
For ordinary XRP holders, there…